Flood Insurance 

Image by Artiom Vallat

Flood insurance is normally a coverage not included in HO3 policies; nevertheless, certain areas whether commercial or private are threatened by the possibility of flooding. Thus, this additional coverage serves as a wonderful addition to protecting your home. 

What is covered?

  • Home

  • Dwelling 

  • Garages 

  • Interior/Exterior walls

  • Roofs 

  • Furniture 

  • Clothes

  • Appliances 


*Or anything directly damaged as a result of water, mold, mudslides.