Flood Insurance 

Flood insurance is normally a coverage not included in HO3 policies; nevertheless, certain areas whether commercial or private are threatened by the possibility of flooding. Thus, this additional coverage serves as a wonderful addition to protecting your home. 

What is covered?

• Home

• Dwelling 

• Garages 

• Interior/Exterior walls

• Roofs 

• Furniture 

• Clothes

• Appliances 

*Or anything directly damaged as a result of water, mold, mudslides.